Fitness and Wellness Insurance- Philadelphia Insurance Companies

Keep Your Business in Great Shape with PHLY's Fitness and Wellness Insurance

Easy to apply, easy to renew - Philadelphia Insurance Companies' (PHLY) fitness and wellness insurance provides critical coverage to help ensure- and insure - the protection of fitness instructors' financial and professional well-being.

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The PHLY Difference for Fitness Liability Insurance

Our fitness and wellness insurance is specifically designed to meet the risk protection needs of many popular and unique kinds of fitness instructors, including:

  • Pilates instructors
  • Dance instructors
  • Spin cycle instructors
  • Group fitness instructors
  • Gyrotonics instructors
  • Martial arts instructors
  • Personal trainers
  • Swim instructors
  • And many more

Our fitness liability insurance programs are also designed to integrate virtual training insurance coverages for fitness instructors and coaches offering virtual fitness classes.

With The PHLY Difference, you can trust PHLY is working as hard to protect you as you do for your clients. It's the best insurance fit for fitness instructors.

Features include:

  • Availability of higher limits
  • Coverage that encompasses the continental U.S. and internationally for short business trips that do not exceed 30 days
  • Zero deductible for general liability

Insurance Coverage Limits

Type Limits
General and Professional Liability $1,000,000 per occurrence/$3,000,000 aggregate limit
Sexual Abuse Liability $100,000 per occurrence/$300,000 aggregate limit
Products Liability $1,000,000 aggregate limit
Medical Payments $2500
Damage to Premises $100,000

Insurance Coverage Limits

Type - General and Professional Liability
Limits $1,000,000 per occurrence/$3,000,000 aggregate limit
Type - Sexual Abuse Liability
Limits $100,000 per occurrence/$300,000 aggregate limit
Type - Products Liability
Limits $1,000,000 aggregate limit
Type - Medical Payments
Limits $2500
Type - Damage to Premises
Limits $100,000

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