Rod & Gun Clubs are generally non-profit membership clubs with ownership or access to land used for shooting, hunting, fishing and recreational activities. The program includes coverage for watercraft and tree stands. Insurance coverage is also considered for outdoor rifle, pistol & archery ranges. Rod & Gun Clubs often hold public social events and fundraisers. Accounts typically have a clubhouse, ranging from small cabins or mobile homes to elaborate, high value lodges. Primary activities include hunting, fishing, rifle, pistol, and trap/skeet and archery shooting.