This category addresses the needs of many types of lodging operations: Alaska fly-in fishing and hunting lodges, southern hunting plantations, Ozark fishing resorts, Texas big game and bird shooting preserves, upland hunting lodges in our nation's heartland and Rocky Mountain fishing and hunting lodges--just to name a few. Guests look forward to navigating the lakes and rivers on boats, riding horses, hunting with firearms, and hiking trails and wading streams. Dogs are often an integral part of the business, including kennel, breeding and training operations. For some lodges, the only way to reach the property is by boat or airplane. Building values are typically substantial and the rural area may not be protected by a staffed fire department. Like all of our programs, we have tremendous property insurance capacity for frame, unprotected, large property values. The general liability exposure revolves around tough back-country terrain, where guests are exposed to the elements. Hunting and fishing exposes guests to guns and waterborne activities. This program is designed to underwrite all of the needs of the hunting and fishing lodges.