Business Owners Policy- Philadelphia Insurance Companies

Business Owners Policy (BOP)

PHLY producers can get a quote online using the BOP portal. Start by clicking on the button below.

What is a Business Owners Policy?

The Business Owners Policy (BOP) combines General Liability and Business Personal Property Coverage's onto one, easy to obtain, policy.

Producers/Brokers Start Here

Product Contact

Fran Simmons, AVP

Fran.Simmons@phly.com

Brochure - Business Owners Policy (BOP) internalLink

Who is eligible?

PHLY's BOP product is available to professional, office based operations that have under $5,000,000 in annual revenues.

Target operations:

Accountant/Bookkeeper/Tax Preparer
Career Coach/Corporate Trainer/Tutor
Computer/Technology consultant
Data Processing
Expert Witness
Human Resource Consultant
Financial Consultant

Non-Profit Foundation
Management/Business Consultant
Marketing Consultant
Medical Billing Support Services
Notary
Recruiter
Translator/Interpreter

How do I apply?

PHLY's BOP product is available to professional, office based operations that have under $5,000,000 in annual revenues.

Start Here!

Product Highlights

Minimum premiums around $250
Standard limits of $1,000,000 per occurrence with a $3,000,000 aggregate
$50,000 Business Income coverage included
Hired & Non-Owned Auto coverage available
Equipment Breakdown coverage available
$5,000 in Medical Payments coverage included
$10,000 in Off - Premises Property coverage included

Enhanced Outdoor Property coverage - 1,250 feet
Employees and volunteers included as insureds
Primary and Non-Contributory coverage and Waiver of Subrogation available
Blanket Additional Insured endorsement available for any person(s) or organization(s) for whom you are performing "your work" under a written contract or agreement as required
Business Owners Enhancement Deluxe available to all risks for an additional charge
PHLY Bell and Crisis Management endorsements are automatically included on every account

Policy Forms

Business Owners Policy Form - CountrywideinternalLink

BOP Enhancement Deluxe - CountrywideinternalLink

Risk Management Services

Keep costs down by choosing industry specific Safety Programs. We'll show you how to implement Client Training Services and Risk Management Reporting that get results.

Learn More

Complementary Products

Special Events

Accountants Professional Liability

Cover Pro (Professional Liability)

Employment Practices Liability

Private Company Protection Plus

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That's our self-service portal where you can do all this and more.

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