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Residential Fire Safety Tips to Protect Your Property from Loss

When it comes to residential fire safety, proactive planning and regular maintenance can save lives. Learn about PHLY's key residential fire safety practices to help reduce your risk.

Flames overlaid on a residential kitchen in the background.

PHLY Risk Management Services - Comprehensive Resources and Tailored Solutions

Every insured is unique, but below are some of the most common exposures organizations may encounter. Click and see how PHLY can assist in building strong risk management and safety programs to help mitigate these exposures that can be further tailored to an insured's specific operations.

  • Close-up of parked rental cars in a row, highlighting shiny headlights and grills.

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    Auto

    No matter the size of the fleet, PHLY offers solutions to help manage one of an organization's most important exposures.

    Auto
  • NonProfit ProductCard

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    Liability

    From slips, trips, and falls to managing volunteers, PHLY can assist with operational exposures that organizations face on a daily basis.

    Liability
  • RealEstate

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    Property

    One of their largest investments, an organization's buildings and properties require top tier protection and risk management planning. PHLY can help with that.

    Property
  • Employment Practice Liability

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    Management and Professional Liability

    Employment Practices Liability, Cyber Risks, Management and Professionally Liability, and other business risks need special attention and expertise. PHLY's offerings help with these often misunderstood organizational risks.

    Management and Professional Liability
  • Liability ProductCard

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    Abuse - Protecting Vulnerable Populations

    The most important mission for organizations that provide services for vulnerable populations is to keep those individuals safe. PHLY is here to assist in that mission with resources and support tailored to their specific operations.

    Abuse - Protecting Vulnerable Populations
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    Partnering with PHLYRMS

    Learn more about PHLYRMS and how this partnership is leveraged to achieve meaningful risk management goals that matter.

    Partnering with PHLYRMS

Learn more about our various resource partners and the tools and resources they can provide to help mitigate losses and enforce your risk management efforts.

The PHLY Difference - RMS

PHLYRMS offers tailored resources, alliances, and service capabilities to achieve a multi-faceted approach to risk management, including:

  • Safety program development

  • Site surveys

  • Training

Effective communication between PHLY, the policyholder, and the servicing agency is a key ingredient to creating a win-win-win relationship when providing these services.

The RMS Interactions and Recommendations Portal gives both PHLY insureds and agents a window into services provided, access to documentation such as letters and reports, and provides an easy way to respond to recommendations made during a consultation visit.

Log in to MyPHLY to gain full access to our Risk Management resources, including the RMS Interactions and Recommendations Portal. If you do not already have a MyPHLY ID, go here to register and gain access to your policy information, online bill pay, and our Risk Management resources.

Blogs

Read More PHLY Blogs
Product

Six Things Non-Profits Need to Know About Special Event Insurance

Small oversights at non-profit special events can lead to big claims. Non-profit special event insurance helps protect your organization’s finances and reputation so you can focus on your mission.

Product

Looking for a Commercial or Contract Surety Bond? PHLY Has What You Need

Surety bonds can feel complex, but they’re a powerful way to help businesses secure contracts and protect obligations. Backed by A++ financial strength and expert support, PHLY offers a full range of surety solutions.

Risk Management

Risk Management Related to Staffing Agencies: A Comprehensive Guide

Staffing agencies face growing risks—from compliance challenges and discrimination claims to data breaches and workplace safety concerns. Effective risk management starts with thorough employee vetting, client assessments, and staying ahead of changing labor laws.

Risk Management

Strategies to Protect Your Organization From the Risk of Wildfires

Wildfires are no longer limited to a "season” as climate change drives year-round risk. Proactive protection strategies are essential for businesses, and PHLY offers tools to help organizations safeguard property, fleets, and employees against wildfire threats.

Risk Management

Outdoor Burning Safety: How To Prevent Fires and Protect Your Property

Outdoor burning safety is more critical than ever, with wildfires scorching tens of thousands of acres of land in 2025. Learn more about PHLY's essential fire risk management tips for backyard fire pits, agricultural burns, and property protection to help prevent disasters and safeguard lives and assets.

Product

Insurance for Schools: Emerging Trends to Watch

With liability risks growing, schools face financial and reputational challenges that demand tailored solutions. Administrators can protect their students, staff, and their schools from costly claims with PHLY's comprehensive coverage plans.

Risk Management

Avoid the Pitfalls of Evidence Spoliation

Accidents happen, but what you do afterward can make all the difference. PHLY helps organizations implement clear evidence retention policies to avoid spoliation risks and prevent costly claims, sanctions, and settlements.

Risk Management

Scald Injury Prevention: Safeguarding Vulnerable Populations and Your Organization

Scald injuries can happen in seconds—and for organizations serving children, seniors, or other vulnerable groups, the consequences can be severe. Practical prevention tips, first aid guidance, and strong risk management policies are key to reducing hazards and protecting both people and property.