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Builders Exchange

Philadelphia Insurance Companies (PHLY) specializes in several aspects of the construction industry. PHLY supports many builder exchange chapters across the United States. We have developed a special program for members to bring contractors the best insurance coverage available today in the marketplace at a very competitive rate. Every policy written through this program supports that member’s specific exchange.

Program Acceptability

• Business Auto Fleets

  • 5 or more vehicles (less than 26,000 GVW)
  • Will consider IM / Property when written with auto

• Builder’s Risk

  • Commercial ground-up and renovation projects of $250,000 and greater

• Crime Protection Plus

  • Stand-alone broad form

• Directors & Officers Liability

  • Private company coverage

• Employment Practice Liability

  • From 1 to 4,000 employees

• Contractors Environmental & Professional Coverage (CEPC)

  • Professional Liability
  • Contractors Environmental Coverage (occurrence or claims made)
  • Environmental Transport coverage
  • Non-Owned Location coverage
  • Coverage for Owned or Leased Locations

• Other Coverage

  • Any other PHLY product where the referring association is noted during the submission process will result in support of that named association

Supplemental Applications

• Business Auto Fleet Supplemental Application
• Builders' Risk Application – New Construction – Project size greater than $10 million
• Builders’ Risk Application – New Construction – Project size less than $10 million
• Builders’ Risk Application – Renovation
• Contractors Environmental & Professional Coverage Application
• Crime Protection Plus
• Directors & Officers Liability
• Employment Practice Liability
• California Community Service Statement
• Oklahoma Fire Application Addendum

Documents Required for Proposal

• Completed and signed/dated Philadelphia Insurance Companies Application(s)
• Completed ACORD application (Applicable to business auto only)
• Currently valued insurance company loss runs for the current policy period plus three prior years (Applicable to business auto coverage)

All submissions and questions related to the Builder’s Exchange Program should be directed to Matt Carroll via email at exchange@phlyins.com. Matt can also be reached by telephone at (800) 846-9484 ext 2551.

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