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Philadelphia Insurance Companies

Whitewater Rafting Tours

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Whitewater rafting is a popular activity in the spring and summer months, when runoff creates fast currents and exciting rapids. This program is designed to provide insurance coverage for not only commercial rafting operations but also kayak rental and instruction, river tubing operations, raft rental and other forms of river-based recreation. Many rafting companies offer half-day, full-day and multi-day trips that take place anywhere from populated tourist destinations in Colorado to remote wilderness areas like the Snake River in Idaho. These operations may consist of: a fleet of rafts and/or kayaks, a staff of river guides, an office facility, a retail store, food concessions and other miscellaneous rafting equipment.

Benefits of the Program

  • Property coverage for office facility and retail operation
  • Inland Marine coverage for boats and other equipment
  • Watercraft liability coverage
  • Ability to provide National Park Service required liability limits
  • Competitive Premiums

Supplemental Applications

*Please select state specific forms when applicable.

*Must be completed and submitted with Supplemental Application.

Documents Required for Proposal

  • Completed signed/dated Whitewater Rafting Supplemental Application
  • Completed signed/dated Outfitter & Guide Application
  • Completed ACORD application(s)
  • Brochures and/or website address
  • Waiver of Liability
  • Currently valued insurance company loss runs for the current policy period plus 3 prior years or a “No Loss” letter signed and dated by the insured for accounts below $3,500 in annual premium

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10 Reasons Why Outdoor Recreation and Hospitality
 
  1. One stop shopping for all your insurance needs. Property, Inland Marine, Crime, and General Liability coverage bundled into one convenient policy
  2. Medical Payments typically included at $5,000
  3. Not only for hunting and fishing guides. Any guided activity is eligible – canoe or sea kayak tours, walking tours, dog sled tours, photography tours, snowmobile tours, eco-tours, hiking tours
  4. Availability of coverage for hunting dogs in the insured’s care, custody or control
  5. Availability of coverage for subcontracted guides as additional insureds
  6. No exclusions for tree stands or ATVs
  7. Inland Marine coverage for equipment such as rods, guns, small boats, ATVs, snowmobiles, cameras, saddles and tack
  8. Coverage for watercraft liability and the waterborne exposure of your equipment available
  9. Specialized loss control and risk management services from Taylor & Associates, Inc.
  10. Interest-free installments available for accounts that generate at least $2,000 in premium

 

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