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Whitewater Rafting Tours Gillingham and Associates Logo

 

Whitewater rafting is a popular activity in the spring and summer months, when runoff creates fast currents and exciting rapids. This program is designed to provide insurance coverage for not only commercial rafting operations but also kayak rental and instruction, river tubing operations, raft rental and other forms of river-based recreation. Many rafting companies offer half-day, full-day and multi-day trips that take place anywhere from populated tourist destinations in Colorado to remote wilderness areas like the Snake River in Idaho. These operations may consist of: a fleet of rafts and/or kayaks, a staff of river guides, an office facility, a retail store, food concessions and other miscellaneous rafting equipment.

Benefits of the Program

  • Property coverage for office facility and retail operation
  • Inland Marine coverage for boats and other equipment
  • Watercraft liability coverage
  • Ability to provide National Park Service required liability limits
  • Competitive Premiums

Supplemental Applications

*Please select state specific forms when applicable.

*Must be completed and submitted with Supplemental Application.

Documents Required for Proposal

  • Completed signed/dated Whitewater Rafting Supplemental Application
  • Completed signed/dated Outfitter & Guide Application
  • Completed ACORD application(s)
  • Brochures and/or website address
  • Waiver of Liability
  • Currently valued insurance company loss runs for the current policy period plus 3 prior years or a “No Loss” letter signed and dated by the insured for accounts below $3,500 in annual premium


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10 Reasons Why Outdoor Recreation and Hospitality
 
  1. Market Leader: As the largest writer of Outdoor Recreation Insurance in the country we understand the exposures facing the industry and can cover them better than the competition
  2. Financial Strength: A+ Rating from A.M. Best
  3. Broadest Coverage Available:
    • Ability to write policies for accounts located in remote, unprotected areas or resort communities
    • All P&C coverages written, including Property, Inland Marine, Crime, General Liability, Commercial Auto, and Excess
  4. Customized Coverage for the Outdoor Recreation and Hospitality Industries:
    • Hunting & Fishing Guides as Additional Insured Endorsement
    • Inland Marine Coverage for floating equipment such as docks, boats, rods, reels and other floating property
  5. Excess Capacity: Up to $25 million limits available for Property, and $15 million limits available for Excess
  6. Specialized Loss Control Services: Trained inspectors provide a custom, on-site inspection of larger properties and operations. Training manuals and loss control resources also available online at www.losscontrol.com
  7. Outdoor Industry Recognition: Official endorsed provider for the Dude Ranchers Association, Kampgrounds of America Owners Association, Michigan United Conservation Clubs, the Single Action Shooting Society, the Association of Consulting Foresters and others
  8. Broad Underwriting Appetite: Eligible risks include Guides & Outfitters, Resorts, Hunting & Fishing Lodges, Guest Ranches, Trap/Skeet/Sporting Clay Operations, RV Parks & Campgrounds, Horseback Trail Rides & Pack Trips and other operations
  9. Dedicated Experts: Service from professionals who focus exclusively on the outdoor recreation and hospitality industries
  10. Direct Bill: Interest free direct bill installment plans available, as well as on-line bill payment options.

 

10 Reasons Why Outdoor Recreation and Hospitality

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