Philadelphia Insurance Companies (PHLY) offers a comprehensive policy that addresses the unique coverage requirements for Retail Gun Stores & Gunsmithing. PHLY’s program includes coverage for Property, General Liability, Automobiles, Crime, Inland Marine and Excess Liability. We can include coverage for shooting ranges, outfitting and guiding, gunsmithing and outdoor recreational equipment rental.
Benefits of the Program
- Property, Inland Marine, Crime, Auto and General Liability coverage available packaged into one convenient policy
- Gunsmithing operations are acceptable
- Professional Liability Endorsement for Firearm Instructors
- $100,000 of Business Income and Extra Expense coverage as part of our Elite Property Enhancement Form
- $25,000 of Personal Property of Others coverage included as part of our Elite Property Enhancement Form
- Interest-free installments available for accounts that generate at least $2,000 in premium
- Availability of Hired & Non-owned Automobile Liability coverage
- Coverage for other operations including: Shooting ranges, Archery Ranges, Special Events, Guided Fishing, Guided Hunting and Kayak/Canoe Rental
- Waivers
Supplemental Applications
Documents Required for Proposal
- Completed signed/dated Retail Gun Stores & Gunsmithing Application
- Completed ACORD application(s)
- Copy of valid Federal Firearms License (FFL)
- Brochures and/or website address
- Waiver of Liability
- Currently valued insurance company loss runs for the current policy period plus 3 prior years
