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From Aspen to the Adirondacks, resorts are dedicated to serving guests looking to partake in on-site or local recreational activities while enjoying a first-class resort experience. Destination resorts are typically rural in nature and guests visit to partake in your resort’s recreational activities or activities in the surrounding area (national parks, rivers and lakes or winter sports). Most guests stay for 3 days or more.

In addition to horseback riding, shooting sports and boating activities, we expect the resort may have its own golf course, tennis facility or marina. As with all of our specialty programs, our ability to insure the recreational guest liability exposures is unsurpassed.

Benefits of the Program

Resorts of this nature often have significant property values, frame construction that is unprotected. Your lodge may be equipped with a commercial kitchen(s) and conference center. Large auto schedules may include buses and vans used to transport guests.

  • Large Property Capacity
  • Equine Liability Insurance
  • Watercraft Liability
  • Marina Operators Legal Liability
  • Recreational Activities
  • Excess limits of liability available
  • Multi-line package policy available

Supplemental Applications

*Please select state specific forms when applicable.

Documents Required for Proposal

  • Completed signed/dated Lodge & Resort Application
  • Completed ACORD application(s)
  • Brochures and/or website address
  • Waiver of Liability
  • Currently valued insurance company loss runs for the current policy period plus 3 prior years or a “No Loss” letter signed and dated by the insured for accounts below $3,500 in annual premium


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To speak with a Customer Service Representative, please call our Customer Service Department at 1-877-438-7459.

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10 Reasons Why Outdoor Recreation and Hospitality
 
  1. A+ Rating from A.M. Best
  2. Coverage provided on an admitted basis
  3. Specialized Loss Control services, including free safety manuals at www.losscontrol.com
  4. Dedicated claims staff with extensive experience in the lodging and hospitality industries
  5. Ability to write high limits of frame, unprotected property coverage
  6. Commercial Excess Liability limits available up to $10 million
  7. Medical Payments included at $5,000
  8. Experienced underwriting staff for superior service
  9. PHLY Bell endorsement included with every package
  10. Interest free direct bill installments plans available

 

10 Reasons Why Resorts & Lodges

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Stand Alone Employment Practices

Philadelphia Insurance Companies provides the Stand Alone Employment Practices Liability Coverage. This policy is a comprehensive employment liability solution available to companies with up to 4,000 employees. More

Loss Control

Keep costs down by choosing industry specific Safety Programs. We'll show you how to implement Client Training Services and Risk Management Reporting that get results. More

Click to see our 10 Reasons Why