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Philadelphia Insurance Companies
Premises Environmental Coverage for Golf and Country Clubs, Hospitals, Public Entities, Schools and Zoos

PHLY Environmental ProductsPHLY’s Premises Environmental Coverage (PEC) protects insureds from claims for bodily injury and property damage, and from remediation expenses associated with the release of contaminants into the environment. PHLY will consider any class of business for this coverage including: agriculture, manufacturing, healthcare, habitational, chemical, brown fields development, municipal and other risks.

Benefits of the Program

  • On and off-site coverage for Third Party Bodily Injury and Property Damage
  • Discovery as well as Third Party claim triggers for Remediation Expense
  • Coverage for Image Restoration Services to assist the insured in communicating the resolution of any contamination incident
  • Medical Waste coverage
  • Coverage for Natural Resource Damages
  • Coverage for Storage Tanks
  • Multi year policies available
  • Coverage available for loss arising out of contamination due to the insured’s waste or products at Non-Owned Locations (NOL coverage)
  • Coverage available for loss arising out of contamination due to transport of the insured’s waste or product by the insured or a third party carrier
  • Coverage available for losses arising out of mold
  • Compliance Underground Storage Tank coverage available
  • Coverage available for loss arising out of contamination due to the insured’s contracting operations
  • Coverage available for Business Interruption and Extra Expense due to contamination at an insured location

Application(s)

Supplemental Application(s)

Policy Forms

Documents Required for Proposal

  • Completed, signed, and dated PEC application
  • Any site surveys that have been performed at the insured location(s)


All of our Product Forms and Documents are available in PDF version only. Version 7 or higher of Adobe is needed to fill out the PDF Forms.

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We are available Monday thru Friday from 8:30am to 8pm ET.

To speak with a Customer Service Representative, please call our Customer Service Department at 1-877-438-7459.

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10 Reasons Why
 
  1. On-site and off-site coverage for Third Party Bodily Injury and Property Damage
  2. Discovery as well as Third Party Claim triggers for remediation expense
  3. Coverage for Image Restoration Services to assist the insured in communicating the positive resolution of any contamination incident
  4. Multi-year policies available
  5. Coverage for contagious diseases from medical waste
  6. Coverage for Natural Resource Damages
  7. Coverage enhancements available for many industry specific exposures
  8. Emergency response services in the event of contamination
  9. Interest-free installments available for accounts that generate at least $3,000 in premium
  10. A.M. Best A+ rated carrier

 

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