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Philadelphia Insurance Companies

Flexi Plus Five

Philadelphia Insurance Companies’ (PHLY) Non-Profit Directors and Officers (D&O) Liability Insurance provides a comprehensive management liability solution for 501(c) (3) Non-Profit organizations. PHLY’s coverage offers Directors & Officers Liability (lead coverage), Employment Practices Liability, Fiduciary Liability, Workplace Violence Liability, and Internet Liability.


Benefits of the Program

  • Order of payments language with priority placed on indemnifying the Individual Insureds
  • Most favorable venue wording for punitive, multiple or exemplary damages
  • Coverage includes any actual or alleged violation of Health Insurance Portability and Accountability Act (HIPAA) in the administration of any benefit plan
  • Click here for more info regarding our Non Profit & Social Services Package product

Applications

Please select state specific forms when applicable.

Supplemental Applications

Policy Forms

Documents Required for Proposal

  • Completed application
  • Latest audited financial statement
  • Complete loss history for the past five (5) years

Customer SupportHide

Marketing1-800-873-4552
Monday through Friday 8:30am - 5pm ET
Claims1-800-765-9749
Monday through Friday 8:30am - 8pm ET
Customer Service 1-877-438-7459
Monday through Friday 8:30am - 8pm ET
Contact Us form
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Related Products & Services

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Loss ControlHide

Keep costs down by choosing industry specific Safety Programs. We'll show you how to implement Client Training Services and Risk Management Reporting that get results.
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10 Reasons Why image
 
  1. Five part form: Includes Non-Profit D&O, EPLI (including Third Party coverage), Fiduciary Liability, Workplace Violence Liability and Internet Liability coverages
  2. Optional selection of counsel – Insured may choose defense counsel or tender the defense to the Underwriter
  3. Defense costs are in addition to the Limit of Liability
  4. Most favorable venue wording for punitive, multiple or exemplary damages
  5. Full severability for Individual Insureds; expanded severability for the insured Organization
  6. Order of payments language with priority placed on indemnifying Individual Insureds first
  7. Employment loss control services available via in2vate® and access to our loss assistance hotline – 2 free hours of legal consultation
  8. Modified Hammer Clause – 50% of amounts due in excess of the first settlement agreed to by the Claimant and Underwriter shall be paid by the Underwriter
  9. Excess Benefits Transaction Excise Tax coverage ($10,000 sub-limit) and Emergency Medical Treatment and Active Labor Act coverage ($100,000 sub-limit)
  10. Defense Costs for claims alleging breach of contract

 

Flexi Plus Five 10 Reasons Why

Have you thought about

Stand Alone Employment Practices

Philadelphia Insurance Companies provides the Stand Alone Employment Practices Liability Coverage. This policy is a comprehensive employment liability solution available to companies with up to 4,000 employees. More about Stand Alone Employment Practices

Click to see our 10 Reasons Why