Yoga Instructors- Philadelphia Insurance Companies

Yoga Instructor Liability Insurance

The Fitness and Wellness Individual Yoga Instructor liability insurance program is designed to provide protection for all types of Yoga styles.

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The PHLY Difference

The Fitness and Wellness Individual Yoga Instructor liability insurance program is designed to provide protection for all types of Yoga styles including:

- Anada
- Anusara
- Integral
- Kundalini
- Mat-Only Pilates

- Bikram
- Reiki
- Qigong
- Tai Chi - and many more...


Insurance coverage is included for Yoga Teachers teaching on and off premises, as well as for special events. Liability insurance for virtual yoga classes is also available to ensure peace of mind even when holding classes online. Our yoga insurance for online classes can be tailored to fit your changing needs.

  • Higher Limits Available
  • Coverage encompasses the continental U.S. and internationally for short business trips that do not exceed 30 days.
  • Zero Deductible for General Liability

Insurance Coverage Limits

Type Limits
General and Professional Liability $2,000,000 per occurrence/$4,000,000 aggregate limit
Sexual Abuse Liability $100,000 per occurrence/$300,000 aggregate limit
Products Liability $2,000,000 aggregate limit
Medical Payments $2500
Damage to Premises rented to you $100,000

Insurance Coverage Limits

Type - General and Professional Liability
Limits $2,000,000 per occurrence/$4,000,000 aggregate limit
Type - Sexual Abuse Liability
Limits $100,000 per occurrence/$300,000 aggregate limit
Type - Products Liability
Limits $2,000,000 aggregate limit
Type - Medical Payments
Limits $2500
Type - Damage to Premises rented to you
Limits $100,000

Insurance Pricing

* Standard pricing and limits are as follows. Please note that the final premium is subject to state of residence, selected insurance limits, and specific program affiliation pricing.

Type Yoga Instructors (Part Time <6hrs/wk) Yoga Instructors (Full Time)
Limits $2,000,000 per occurrence/$4,000,000 aggregate limit $2,000,000 per occurrence/$4,000,000 aggregate limit
Prices $75.00 $135.00
Risk Purchasing Group $50.00 $50.00
* Total $125.00 $185.00
Type - Limits
Yoga Instructors (Part Time <6hrs/wk) $2,000,000 per occurrence/$4,000,000 aggregate limit
Yoga Instructors (Full Time) $2,000,000 per occurrence/$4,000,000 aggregate limit
Type - Prices
Yoga Instructors (Part Time <6hrs/wk) $75.00
Yoga Instructors (Full Time) $135.00
Type - Risk Purchasing Group
Yoga Instructors (Part Time <6hrs/wk) $50.00
Yoga Instructors (Full Time) $50.00
Type - * Total
Yoga Instructors (Part Time <6hrs/wk) $125.00
Yoga Instructors (Full Time) $185.00

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