The Fitness and Wellness Insurance program is designed specifically for the unique exposures presented by Salons and Day Spas including facials, massage, manicures, pedicures, tanning, and microdermabrasion. The program also includes coverage for ancillary activities such as swimming, sauna and group exercise. Insurance coverage is extended to employees as well as independent contractors hired by the Salon or Day Spa.
Product Details
Insurance Coverage Limits
General and Professional
Liability
$1,000,000 per occurrence
$3,000,000 aggregate limit
Sexual Abuse Liability
$100,000 per occurrence
$300,000 aggregate limit
Products Liability
$1,000,000 aggregate limit
Damage to Premises
rented to you
$100,000
- Higher Limits Available
- Zero Deductible for General Liability
- Up to 10 Additional Insured’s added to your policy at no charge
- Business Income / Extra Expense limit of $100,000 included as part of our Elite Property Form
- Child care coverage available
- Interest-free installments available
PDF Application Form Downloads
