The Fitness and Wellness program is designed specifically for the unique exposures presented by a Day Spa which includes facials, massage, manicures, pedicures, tanning, and microdermabrasion. The program also includes coverage for ancillary activities such as swimming, sauna and group exercise. Coverage is extended to employees as well as independent contractors hired by the Day Spa.
Product Details
Insurance Coverage Limits
General and Professional Liability |
$1,000,000 per occurrence
$3,000,000 aggregate limit
|
| Sexual Abuse Liability |
$100,000 per occurrence
$300,000 aggregate limit
|
| Products Liability |
$1,000,000 aggregate limit |
| Medical Payments |
$2,500 |
Damage to Premises rented to you |
$100,000 |
- Higher Limits Available
- Zero Deductible for General Liability
- Up to 10 Additional Insured’s added to your policy at no charge
- Business Income / Extra Expense limit of $100,000 included as part of our Elite Property Form
- Child care coverage available
- Interest-free installments available
PDF Application Form Downloads