Guest and Dude Ranch Insurance - Commercial Insurance, Gillingham and Associates, a division of Philadelphia Insurance Companies

Focus on the things that Matter,
We'll Handle the Risk!

From guest ranches in Jackson Hole to dude ranches in Texas, many working ranches welcome guests to experience life in the old west for a few days at a time. These ranches typically offer trail rides and may allow guests to participate in limited livestock handling. In addition to horseback riding guests may enjoy learning to use firearms, practicing arena riding and moonlit cookouts.

Benefits of the Program

These ranches may have significant property values, frame construction that is unprotected. The lodge may be equipped with a commercial kitchen(s). Large auto schedules may include buses and vans used to transport guests.

Large Property Capacity
Equine Liability Insurance
Watercraft Liability
Recreational Activities
Excess limits of liability available
Multi-line package policy available

Waivers

Supplemental Applications

Please select state specific forms when applicable.

Documents Required for Proposal

Completed and signed/dated Lodge & Resort Application
Completed ACORD applications
Brochures and/or website address
Waiver of Liability
Currently valued insurance company loss runs for the current policy period plus 3 prior years, or a “No Loss” letter signed and dated by the insured for accounts below $3,500 in annual premium

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Chat with a Marketing or Claim Representative!
We are available Monday thru Friday from 8:30am to 8pm ET.

To speak with a Customer Service Representative, please call our Customer Service Department at 1-877-438-7459.

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Contact Us for more information on our products or assistance with a product you already have.

One stop shopping for all your insurance needs. Property, Inland Marine, Crime, Liquor Liability and General Liability coverage bundled into one convenient policy
Property capacity for high values of frame structures in unprotected areas
Blanket limits and agreed amount coverage for property available
Expertise in understanding unique exposures such as hunting, fishing, boating, horseback riding, spa services, golfing and world class dining
Medical Payments included at $5,000
Coverage for insured’s household personal property available
Personal Liability endorsement available for resident owners
Ability to provide coverage for most services and activities
Specialized loss control and risk management services from Taylor & Associates, Inc.
Interest-free installments available for accounts that generate at least $2,000 in premium

10 Reasons Why

Keep costs down by choosing industry specific Safety Programs. We'll show you how to implement Client Training Services and Risk Management Reporting that get results. More

© 2010 Philadelphia Insurance Companies A Member of the Tokio Marine Group.
One Bala Plaza, Suite 100, Bala Cynwyd, PA 19004

Philadelphia Insurance Companies is the marketing name for the insurance company subsidiaries of the Philadelphia Consolidated Holding Corp., a Member of the Tokio Marine Group. Coverage(s) described may not be available in all states and are subject to Underwriting and certain coverage(s) may be provided by a surplus lines insurer. Surplus lines insurers do not generally participate in state guaranty funds and insureds are therefore not protected by such funds.