- First and Third Party protection in a comprehensive coverage form
- First Party coverage includes Loss of Digital Assets; Non-Physical Business
Interruption and Extra Expense; Cyber Extortion; Cyber Terrorism and Security Event Costs
- Third Party coverage includes Network Security and Privacy Liability; Employee
Privacy Liability and Electronic Media Liability
- Covered Cause of Loss includes Administrative or Operational Mistakes
- Breach of Privacy coverage – includes Damages resulting from alleged violations
of HIPAA, state, federal and foreign privacy protection rules
- Customer Breach Notice Expense and coverage (via sub-limit)
- Public Relations Expense coverage
- Most favorable wording for punitive or exemplary damages
- Electronic Media peril broadly defined to include infringement of domain name,
copyright, trade name, slogan, service mark on the internet or intranet site
- Comprehensive interruption expenses coverage
10 Reasons Why - Cyber Security Liability