Crime Protection Plus

1. Broad Employee Theft coverage including Clients Property, blanket ERISA Fidelity coverage; expanded definition of “Employee”
2. Computer and Funds Transfer Fraud coverage, including Data Reconstruction Expense sub-limit
3. Investigative Costs coverage – a $25,000 sub-limit for expenses related to a covered Employee Theft and Client Coverage Loss
4. Personal accounts Credit Card Forgery coverage included (automatically included when the Forgery or Alteration Insuring Agreement is purchased)
5. Favorable Loss reporting threshold – Loss is reported when anticipated value is 25% or greater than the applicable deductible (Employee Theft and Client Coverage Insuring Agreement)
6. Prior dishonesty cancellation clause per employee subject to $25,000 threshold
7. Automatic coverage for newly acquired entities – up to 25% of the Insured’s total assets
8. Availability of Loss Sustained or Discovery based coverage
9. Third Party Fidelity coverage (off premises) available by endorsement
10. Money Orders and Counterfeit Currency coverage available

Crime Protection Plus 10 Reasons Why