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Philadelphia Insurance Companies

Cover-Pro

Philadelphia Insurance Companies (PHLY) is committed to providing comprehensive professional liability coverage to a variety of professions including computer consultants, management consultants, career coaches, marketing consultants, interior designers, telecommunications consultants and many more. PHLY’s policy addresses claims filed by clients resulting from negligent acts, errors or omissions and Personal Injury arising from the provision of Professional Services.


Benefits of the Program

  • Defense costs in addition to the limit of liability for eligible risks
  • Automatic independent contractor coverage for Professional Services while acting on your behalf
  • “For” wording for the Bodily Injury and Property Damage Exclusions
  • Customized Pro Pak endorsements to meet the unique coverage needs for many classes of business

Applications

*Please select state specific forms when applicable.

Supplemental Applications

*Please select state specific forms when applicable.

Policy Forms

Documents Required for Proposal

  • Completed Application
  • Supplemental Applications (if applicable)
  • Past two years financial statements
  • Copy of formalized client contract

Customer SupportHide

Marketing1-800-873-4552
Monday through Friday 8:30am - 5pm ET
Claims1-800-765-9749
Monday through Friday 8:30am - 8pm ET
Customer Service 1-877-438-7459
Monday through Friday 8:30am - 8pm ET
Contact Us form
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Loss ControlHide

Keep costs down by choosing industry specific Safety Programs. We'll show you how to implement Client Training Services and Risk Management Reporting that get results.
Learn More about PHLY Loss Control

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10 Reasons Why
 
  1. Pure claims made form with claims reported as soon as practicable
  2. Defense costs in addition to the limit of liability for eligible risks
  3. Modified consent to settle (hammer) clause (50/50)
  4. “For” wording for the Bodily Injury and Property Damage exclusions
  5. Full severability of the fraud and criminal acts exclusion for all Individual Insureds;fraud and criminal acts are defended until final adjudication regarding such alleged conduct
  6. Punitive and exemplary damages coverage
  7. Key coverage extensions available such as intellectual property and network security
  8. Automatic coverage for newly created or acquired Subsidiaries (up to 15% of the Named Entity’s annual revenue)
  9. Automatic independent contractor coverage for Professional Services while acting on your behalf
  10. Prior acts coverage is available to qualified applicants

 

Cover-Pro 10 Reasons Why

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