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Philadelphia Insurance Companies
Miscellaneous Professional Liability

Philadelphia Insurance Companies is committed to providing comprehensive professional liability coverage to a variety of professions including computer consultants, management consultants, career coaches, marketing consultants, interior designers, telecommunications consultants and many more. The policy addresses claims filed by clients resulting from negligent acts, errors or omissions and Personal Injury arising from the provision of Professional Services.


Benefits of the Program

  • Defense costs in addition to the limit of liability for eligible risks
  • Automatic independent contractor coverage for Professional Services while acting on your behalf
  • “For” wording for the Bodily Injury and Property Damage Exclusions
  • Customized Pro Pak endorsements to meet the unique coverage needs for many classes of business

Applications

*Please select state specific forms when applicable.

Supplemental Applications

*Please select state specific forms when applicable.

Policy Forms

Documents Required for Proposal

  • Completed Application
  • Supplemental Applications (if applicable)
  • Past two years financial statements
  • Copy of formalized client contract






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We are available Monday thru Friday from 8:30am to 8pm ET.

To speak with a Customer Service Representative, please call our Customer Service Department at 1-877-438-7459.

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10 Reasons Why
 
  1. Pure claims made form with claims reported as soon as practicable
  2. Defense costs in addition to the limit of liability for eligible risks
  3. Modified consent to settle (hammer) clause (50/50)
  4. “For” wording for the Bodily Injury and Property Damage exclusions
  5. Full severability of the fraud and criminal acts exclusion for all Individual Insureds;fraud and criminal acts are defended until final adjudication regarding such alleged conduct
  6. Punitive and exemplary damages coverage
  7. Key coverage extensions available such as intellectual property and network security
  8. Automatic coverage for newly created or acquired Subsidiaries (up to 15% of the Named Entity’s annual revenue)
  9. Automatic independent contractor coverage for Professional Services while acting on your behalf
  10. Prior acts coverage is available to qualified applicants

 

Cover-Pro 10 Reasons Why

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Click to see our 10 Reasons Why