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We have developed package programs to meet the needs of many types of businesses and professions. From boat dealers to human services organizations to daycare centers to sports teams, PHLY has you covered for property, general liability, professional liability, sexual abuse & molestation, auto, umbrella and more.

• Commercial Lines Brochure

We also have risk management and loss control techniques to manage claim frequency and severity for our Commercial Lines products. When a claim does occur our specialized experts assure it is handled properly.

• Adoption Agencies | Occurrence or Claims-Made options for both domestic and international adoption agencies
• Adult Day Care | Commercial General Liability, Professional Liability and Excess Liability all with one carrier
• Apartments | Special causes of loss on building, contents, loss of income and extra expense
• Amateur Sports | Coverage provided for sports leagues, camps, and clinics as well as amateur sports facilities.
• Boat Dealers | Inland Marine - Boat Dealers Coverage for the boats in the insured’s care
• Bowling Centers | Special causes of loss on building, contents, loss of income, and extra expense
• Condominium Associations | Special causes of loss on building, contents, loss of income, and extra expense
• Child Care Centers | Child Care Professional Liability Coverage provided
• Entertainment | Entertainment insurance packages are uniquely designed to fulfill the special insurance needs for the wide variety of risks in the Entertainment Industry including amusement parks, family entertainment centers, arcades and horse and dog race tracks.
• Fairs & Fairgrounds | Special causes of loss on building, contents, loss of income, and extra expense
• Festivals | Where warranted, ability to add Inland Marine, Hired Car and Non-Owned Auto to General Liability
• Golf & Country Clubs | Package includes property, auto, GL, liquor, crime, and umbrella
• Gymnastics | Coverage for Gymnastics Centers including activities such as cheerleading, martial arts, swimming, camps/clinics, birthday parties and child care operations
• Health, Fitness & Wellness | Coverage for fitness professionals and/or facilities, including health clubs, personal training studios, yoga studios, pilates studios, day spas, and more
• Home Health Care | Commercial General Liability, Professional Liability and Excess Liability all with one carrier
• Homeowner Association & PUD | Definition of building to include pools, walkways, and fences
• Hospice | Commercial General Liability, Professional Liability and Excess Liability all with one carrier
• Hotels | Coverage is included for guest personal property, foundations, underground pipes, flues, drains, and retaining walls that are not a part of the building, bridges, roadways, walkways, patios, and other paved surfaces
• Mental Health Organizations | Commercial General Liability, Professional Liability, and Excess Liability all with one carrier
• Mobile Home Park Owner | Liability for common areas including swimming pools, tennis courts, and playground equipment
• Motorsports | Designed to fulfill a wide range of special insurance needs for Motorsports Facilities and Motorsports Race Teams
• Museums | Coverage available for Abuse & Molestation, Special Events, Liquor Liability, Agreed Value, Ordinance or Law and more
• Non-Profit & Social Service Organizations | Human Services Professional Liability Coverage – Separate Limits of Liability
• Office Parks | Coverage for building foundations, underground pipes, flues, and drains
• Outdoor Products | Commercial property & casualty insurance for the outdoor recreation and hospitality industries.
• Performing Arts | Special insurance needs for the Performing Arts sector including non-profit and for profit theaters, facilities, schools, camps and troupes
• Pest Control | Pollution Liability for the storage and transportation of pesticides
• Professional Sports | Major and Minor Leagues and Teams, Stadiums and Arenas
• Public Entities | Miscellaneous Municipal Property automatically includes coverage for a broad range of property in the open
• Real Estate Schedules | Special causes of loss on building, contents, loss of income, and extra expense
• Religious Organizations | Abuse and Molestation coverage available for qualified accounts, Professional Liability that extends to Pastoral Counseling, Stained Glass coverage
• Schools: Private, Academic & Vocational Schools | Educators Professional (Private K-12 & Vocational Schools)
• Security Services (The Guardian) | Admitted in most states, Errors & Omissions coverage included, False Arrest, and Libel & Slander
• Shopping Centers | Comprehensive Proprietary Property Coverage
• Special Events | Agents can submit business directly on-line!
• Substance Abuse Rehabilitation Facilities | General Liability, Professional Liability, Director’s & Officer’s Liability and Umbrella all with one carrier
• Tenant Users Liability Insurance Protection (TULIP) | Tenant users needing insurance in order to rent a facility can purchase under the facility’s TULIP policy – no need for a separate special event policy
• Travel Plazas | Covers travel centers designed to meet the needs of highway travelers and truck drivers.
• Volunteer Fire Departments | Coverage available for Abuse & Molestation, Special Events, Liquor Liability, Agreed Value, Ordinance or Law and more
• YMCAs | Blanket Property limits offered; agreed value endorsement available
• Zoos | Coverage available for Abuse & Molestation, Special Events, Liquor Liability, Agreed Value, Ordinance or Law and more

These coverages are underwritten by Philadelphia Insurance Companies, rated A+ (Superior) by A.M. Best, recognized as a member of Wards Top 50, and named one of the 400 Best Small Companies in America by Forbes Magazine.