Focus on the things that Matter,
We'll Handle the Risk!
Philadelphia Insurance Companies
Apartment

Philadelphia Insurance Companies offers a comprehensive property and liability policy that addresses the unqiue coverage requirements of Apartments.

Benefits of the Program

  • Special causes of loss on building, contents, loss of income and extra expense
  • Back Up of Sewers and Drains included as a cause of loss
  • Building Ordinance coverages included

Supplemental Applications

Documents Required for Proposal

  • Completed signed / dated PHLY Residential Supplemental application
  • Completed ACORD application(s)
  • Color photograph(s) of representative buildings and auxiliary buildings
  • Currently valued insurance company loss runs for the current policy period and three prior years for accounts with premium of $100,000 or less. Currently valued loss runs for the current policy period and four prior years for accounts with premium over $100,000.
  • Plot Plan
  • Latest Budget or Financial Statement


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We are available Monday thru Friday from 8:30am to 8pm ET.

To speak with a Customer Service Representative, please call our Customer Service Department at 1-877-438-7459.

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10 Reasons Why
 
  1. General Liability and Umbrella/Excess coverage with the same carrier
  2. Liability for common areas including swimming pools, tennis courts,lakes and playgrounds
  3. Property manager included as an additional insured
  4. Capacity for large property values
  5. Earthquake and Flood coverage available
  6. Auto Liability and Garagekeepers Legal Liability available
  7. Ordinance or Law, Demolition and Increased Cost of Construction coverage included - $250,000
  8. Blanket Building Coverage with Agreed Amount available
  9. Sewer backup coverage included
  10. Interest-free installments available for accounts that generate at least $2,000 in premium

 

Apartments Associations 10 Reasons Why

Have you thought about

Stand Alone Employment Practices

Philadelphia Insurance Companies provides the Stand Alone Employment Practices Liability Coverage. This policy is a comprehensive employment liability solution available to companies with up to 4,000 employees. More

Loss Control

Keep costs down by choosing industry specific Safety Programs. We'll show you how to implement Client Training Services and Risk Management Reporting that get results. More

Click to see our 10 Reasons Why